This is an AMAZING feeling and I'm just so happy to know that I'm now going to have the extra money I need to pursue my career, take classes, etc... No excuses now!
|Generic happy "debt free" image.|
Once I got my current job, I was able to throw down money on that credit card like crazy. I also never bought anything that I couldn't pay for in full. The biggest help, besides having a job, of course, was keeping my bills/expenses low. I didn't get a smart phone until last month, because I wanted to keep my cell phone bill below $50. I also don't pay for cable TV. Biggest of all, though, is my rent. While it's expensive compared to someone living in the Midwest, I only pay $450 a month. Compared to everyone else I know...this is nothing. I share a two bedroom apartment with my Life Partner and one other roommate. It's a small, VERY small two bedroom...but we make it work. Splitting the internet and electricity bill three ways is helpful, too.
A year ago, we actually had FIVE people living in this apartment. LP and I shared one bedroom, while our current roommate shared his with another friend. Then that roommate's girlfriend moved in because she got kicked out of her place. So I was paying even less than I am now.
Although, right now, we do have an extended house guest sleeping on the living room floor. He just moved to L.A. so we're trying to help him out by letting him stay here for awhile. Friends say I'm crazy, but... that's my life.